Definition: The term "American Express Car Hire Insurance" refers to a type of policy that protects owners or drivers of rental cars when their vehicles are involved in an accident, resulting from the use of American Express credit cards. This policy typically includes coverage for damage to the vehicle caused by theft, vandalism, and other causes. It also covers loss due to accidents, including those involving injuries sustained by passengers or crew members while using the car. The coverage is provided through a program that uses American Express's network of participating car rental companies to offer comprehensive insurance protection to its members. Members can choose from different levels of coverage, with premium rates and deductibles varying depending on the level of coverage selected. Overall, the aim of an "American Express Car Hire Insurance" policy is to provide peace of mind for owners or drivers when their vehicles are involved in accidents caused by use of American Express credit cards.
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